Posts
How Bad Behavior and
Big Government
Caused a Trillion-Dollar
Crisis
Book Review by Jim “Gymbeaux” Brown, April 11,
2020
Anything appearing in BLUE is a link to a web site
HOW
DO YOU FIX A PROBLEM?
- RECOGNIZE that you have a problem
- Identify WHAT
the problem is
- Break the problem
down into small workable parts
- Think through
solutions
- Find the
solution(s) that work best
- Implement the solutions!
Dr. Nicole Saphire’s book, Make America Healthy Again is not what you
might think it is. It IS a book that
thoroughly explains our health care and health insurance programs and they are
NOT the same thing. Her book has
been eye opening for me when she describes what health care in America actually
looks like and what has been wrong with it and then how the insurance programs
have failed us all to some degree. If
America does not recognize that it has a problem, it will never be fixed and
our current expectation of quality health care in America cannot be
sustained. Therein lies the problem – SUSTAINABILITY!
Many Car Insurance Companies have
instituted plans that REDUCE the cost of car insurance IF you can
prove that you drive safely. They have
created monitors you install in your car and/or on your smart phone to track
your driving habits. If you can prove
you drive safely, your insurance premium is reduced. What does that have to do with health
insurance and this book? It is just one
example of what is NOT happening within the health care and health
insurance businesses.
Unlike car insurance, if you can
prove that you do not smoke, that you do not drink alcohol or that you drink ONLY
in moderation and that you regularly exercise, those attributes will NOT
reduce your cost of health care or insurance premiums but it should. Everyone pays the same price regardless of the
status of your health even though you may reduce, if not eliminate, a lot of
diseases you might otherwise contract by living a healthy lifestyle. Using the car insurance as an example, people
who can prove these things to their physicians and insurance carriers, ought to
have their health insurance premiums reduced.
Without such an incentive, why bother to live a healthy lifestyle without
the incentive to do so and believing that someone can fix whatever is wrong
with you with “a magic pill.”
Dr. Saphire’s book explains
health care and health insurance in America (and to some extent around the
world) in a language easily understood.
The key word to concern yourself with is “sustainable.” A program may work today but will it work
tomorrow? Our heath care and health
insurance programs are no exception. Can
they both be sustained? Dr. Saphire
clearly points out that unless something is done and done soon, health care as
we have come to know it and benefit from, will drastically change because it
cannot be sustained. You will be shocked at who Dr. Saphire considers as being
responsible for its potential demise and it is NOT who you might think.
As a result of reading this book,
I have a much better understanding of both our current health care AND
the health insurance industries. As
Americans I would think everyone would want to have a better understanding of
both. What courses have you taken, or
what books have you read, that both identifies the problems with these two
massively expensive programs, AND, offers some solutions to ponder that
you may not have considered? This
book does both!
Who should read this book? Without a doubt – EVERYONE! It applies to EVERYONE!
Would I read it again? Not necessary but may prove useful as a
future resource
Would I give it as a gift? To my children? ABSOLUTELY! For others, yes, if I thought they would
actually read it.
No comments:
Post a Comment