Meditation; Should I; Should You?

MEDITATION; SHOULD I; SHOULD YOU?

By Jim “Gymbeaux” Brown, October 23, 2017

How many instructors, authors and some doctors have said that meditation is very beneficial for your peace and happiness not to mention your good or better health?  In my lifetime a great many of them have.

As a form of disclaimer, I have tried to teach myself to meditate, and here comes the but, but I have Tinnitus.  For those who do not know what that it, Tinnitus is a ringing in your ears.  For some people the ringing comes and goes.  For others like me, it is there, always there, and it can be very annoying.

Having been in real estate sales for over 33 years, I have experienced homes that are located very near to railroad tracks.  When the owners put their homes up for sale, I ask the obvious question, “How do you put up with the noise of the trains that pass?”  Almost to an owner they respond, “What trains?”  They have adjusted by blocking out the noise; at least that is what they say. Yet that is pretty much how I have adapted to having a constant ringing in my ears.  I have blocked it out or at least I try to.  What I have discovered is that I will go for hours without hearing it primarily because I don’t think about it.  Then, when I think about it, it’s there, it never really left. 

That leaves me to today.  I purchased and am taking a course Practicing Mindfulness; An Introduction to Meditation by Dr. Mark W. Muesse.  You can see this course and many more on www.TheGreatCourses.com web site; a great site.  I purchased several courses.

I know for certain that the lessons of the course have already had an impact on my life.  Like so many, it did not take much to upset me.  Whether it was stupid drivers; unknowledgable clerks at stores; wrong orders, you name it.  I may not have shown it physically but I can assure you that mentally, I was angry.  A lot of cars dashboards have felt the brunt of my displeasure with the way people drive.  I would jokingly suggest that turn signals are optional items when you purchase a car or drive in Louisiana.  This weekend proved that watching and listening to Dr. Muesse has made a difference.  I was doing work around the house and had a need to go to the Lowe’s store several times.  On more than one occasion, I had to return to Lowes to replace a broken or missing item in a product I purchased.  A week ago, I would have been really angry.  I didn’t realize it until several days later when I had a chance to think about what I had done over the weekend. 

I was focused on accomplishing at least 10 significant tasks around the house.  When I returned from Lowes to unbox a new overhead light for the garage, I found that the globe was busted in a lot of little pieces.  I boxed up the light and headed back to Lowes.  I did not argue with the clerk or even get mad; I simply exchanged the broken light for a new one.  I opened the box to make certain the globe was intact and it was.  I installed the light with no problems until I tried to put the globe on the base unit.  That is when I discovered that 3 of the 6 retainer clips on the globe were broken off.  In the past this would have sent me over the edge.  Instead, I cleaned up and when time permitted I looked up the manufacturer of the light and emailed them to tell them what had happened (twice).  I asked that they simply mail me 3 replacement container clips.  Done.  Have not heard from the manufacturer as yet but I know they will respond.  As per the instructions of Dr. Muesse, I put it aside and moved on and until I started writing this Nugget, haven’t given it a second thought.

Dr. Muesse talks about eating a tangerine in one of the lessons.  I guarantee you that if you were to watch and listen to the lesson; you will NEVER eat a tangerine EVER again in the manner in which you have eaten them in the past.  Me telling you about it simply could not possibly do his presentation justice.  How did that one less apply to me?  Thought you would never ask.

I had an outpatient procedure involving back injections.  As before, I would arrive on time and as in the past being on time only lets the staff know you are there.  That is when they begin the pre-op tasks like asking a lot of questions and inserting an IV.  When they are done, you lie there and wait your turn.  You are in an assembly line of patients.  I was #4 in line.  The actual procedure takes no more than 5 minutes. You are wheeled in, put under and the next thing you know you are awake, groggy and within 30 minutes you are in the car and on your way home.  However, the entire process starting with leaving the house to returning to the house took almost 4 hours. 

How did Dr. Muesse’s lessons help me?  I thought of him eating that tangerine as I lie there waiting my turn.  I could have gotten impatient like I have in the past – I am not the most patient person in the world.  Or at least I WASN’T the most impatient person in the world.  This time I started with the clock on the wall.  I noted the time.  Then I started to peel back the story of that very ordinary clock.  Like Dr. Muesse, I began asking a lot of questions.  I wondered where they bought it. Who bought it?  Who made it? How many people were involved in making this clock? How long have they worked at the company that made the clock?  How long will the battery last?  It was high on the wall, who changed the battery up that high?  I wondered if that person was married.  Did he or she have any kids?  It was amazing; you can ask a lot of questions in your mind.  It did not stop at the clock. There was the device where they heated their blankets.  There were the nurses.  I watched them.  I noticed how they moved, what they said, how they made light of the situation to ease the minds of the patients. The questions can be endless if you think about it.  And isn’t that the goal of the presentation – get you to be in the present?

Suddenly a nurse appeared at the foot of my bed; it was my time to go into the operating room.  I looked up at the clock and to my surprise, the time had flown by and not once did I feel impatient with the lingering time.  If you are going to have a medical procedure done, would it not make a great deal of sense to be as calm as you could possibly be BEFORE the procedure?

Another story for the road. I had tools all over the place.  When I finished the project in the yard, I gathered up all the tools and intended to put them away.  As I turned to look at a pass car, I say my pocket knife lying in the grass.  In days past, I would have just picked up the knife and moved on.  Not today.  I actually said thank you for enabling me to see the knife and put it with the other tools. I know I would NOT have done that prior to this month before I took Dr. Muesse’s course.

My Life’s Mission Statement is “To help people to do what they do to do it better.”  Unless you do not pay attention, there is no doubt in my mind that IF you were to take all 24 lessons of Practicing Mindfulness, you WILL do whatever it is you do, and do it better.  Pretty hard to screw up if you don’t continually get angry or expect the worse.

My advice to everyone is to go to www.ordergreatcourses.com and look up Practicing Mindfulness and order the course.  More importantly, don’t let it just sit there collecting dust, take the course.  Let me say it in advance, you are very welcome!

RETIREMENT; Are You Ready?

RETIREMENT

OR

What Happens To You

AFTER You Have Made Other Plans

By Jim “Gymbeaux” Brown, October 20, 2017

Before I write another word, please consider my Life’s Mission Statement:

To help people to do what they do to do it better. 

Got it?

What someone does for employment and even fun, they do for “most” of their lives.  Every little assistance, no matter from where it comes, helps people to do those things better than they otherwise would had they not received that little bit of assistance or piece of advice; sort of a leg up.  Retirement is no different.  How do I know?  I retired not only just once, but TWICE.  In fact I actually retired THREE times (twice from the same position).

Most people who might read this Nugget are probably NOT retired.  They are active and engaged; doing whatever it is they do.  It would be hard for me to believe that they have NOT thought about THEIR retirement.  It would so unusual think that could be the case yet it has been my experience that few people ever give the kind of serious thought that is required to insure that their retirement is as they hope it will become.

Here are some questions to get you started thinking:

• When do you plan to retire?
• Where will you be working when you actually retire?
• How much money will you need to guarantee you that you have the income to sustain your desired lifestyle?
• Where would you like to be living when you retire?
• Do you know now, how much income would be required to live in your desire place of retirement?
• Will you have adequate health insurance upon your retirement?
• Will you be debt free upon your retirement?
• When you retire, will it be your decision or the decision of someone else such as your employer, family member or a physical ailment preventing you from continuing to work?
• What will you do with your time in retirement?

I retired from the U. S. Coast Guard after twenty years in 1985.  Knowing that I could no longer stay on active duty because of a physical issue with my knees, I began studying for a future career in real estate.  I was extremely fortunate that for the last 5 years I served on active duty with the Coast Guard I was also able to engage in real estate sales for four of those five years.  The one year that I could not was because I had been assigned out of the state in which I was licensed - Louisiana.

As a disclaimer to the third and sixth questions posed above, my retirement from the Coast Guard insured that I had an income throughout my retired years as well as health care for not only me but also my spouse.  In all honesty, the opportunity to insure my health care throughout my lifetime was a major consideration in my decision to make the Coast Guard a career. That was 1969, back when people did NOT think that healthcare had somehow become a “right” that everyone is automatically entitled to from the government. People had until the mid 1990s made career choices based on things like retirement pensions, healthcare coverage and employment opportunities just in case you are not old enough to remember the way it was.

In 1980, five years before I retired from the Coast Guard, I became a licensed real estate sales agent and in 1982 a license real estate broker both in the state of Louisiana and later to include Mississippi.  In real estate sales there are for the most part no retirement plans that real estate corporations provide to their agents and brokers.  Of course there are some exceptions if you are an “employee” with the real estate company versus an independent contractor working under the company name.  Therefore, most real estate agents and brokers MUST arrange for their own retirement funds and healthcare coverage for use in their retired years.  It has been my experience that in discussions with real estate agents, they have NOT set up such accounts.  I think the main reason for this is that most are relying upon the retirement/healthcare accounts of their spouse.  Keep in mind, we all must surely know, upwards of 50% of marriages end in divorce.  If that were to happen what happens to the retirement income of the people involved in their divorce.  Most are at least split in half.  Not a pretty picture for sure.

I retired from real estate primarily due to a physical ailment not related to my knee issues.  I simply felt that my physical condition was preventing me from doing the best.  I used my performance level prior to the ailment as my guide; I could no longer perform at that level and that was unacceptable; at least for me.  Still, circumstances called me back from retirement for another two years.  I fully retired in December of 2012.

Now for the real reason for writing this Nugget; THE LAST QUESTION!  What will you do with your time in your retirement?

I have not made retirement a study.  I know what I know based on what happened to me in my retirement.  At one time I envisioned my retired life to include playing a lot of golf, traveling, reading, working around the home and doing writing such as the Nuggets for the Noggin that I started over 20 years ago.  While I certainly would not be confused as an independently wealthy man, I had managed to insure a steady income through the retirement from the Coast Guard, a small disability payment from the Veterans Administration, and the monthly amount from Social Security.  Of course I also had access to my wife’s retirement from the Federal Government and her Social Security.  Being brutally honest with you the reader, I did not set up a retirement fund that I should have done beginning as far back as 1966.  The greatest one piece of advice I have for the reader is that you MUST START THAT ACCOUNT TODAY, NOT TOMORROW, NO MATTER WHAT AGE YOU ARE AT THIS VERY MOMENT – START THE ACCOUNT.  Don’t take the information from your family, your neighbor or your best friend or even me as a guide.  Seek out a good financial adviser and get the information from the one person that knows how to provide you with the financial support into your retirement years.  Every penny counts.

Even so, it is that last question that haunts me the most.  What will you do with your time in your retired years?  You may think it to be one thing years before you actually retire, but when you pull the cord and actually retire, you will probably be much older (and hopefully wiser) and have a plan that you intend to work.  Here is the rub: ‘Life is what happens while you have made other plans.”  While a lot of people have said this, I attribute it to Connie Podesta, a great motivational speaker, author and friend.  The same is true for retirement.  Retirement is what happens to you after you have made other plans.

What was the first thing that struck me that I had not prepared myself for or planned for in my retired years?

To answer that question we need to visit my time in the Coast Guard.  Twenty years service.  During that time I was fortunate to perform a vast verity of jobs such as personnel administration, Merchant Marine Safety, first as a Shipping Commissioner and later as a Safety Inspector on Offshore Oil Producing Platform (that involved flying time), and as an instructor.  During this time I had a lot of people counting on me to (1) do my job, (2) be on the job when I was supposed to be on the job, (3) my supervisors counted on my expertise and advice in order for them to make decisions, (4) the people for whom I was responsible counted on my expertise and advice for them in order to make their decisions, and (5), maybe the most important of all, MAKE DECISIONS that affected a great many people both up and down the organizational ladder and the public at large.  Another way of putting this: people counted on me and as a result, I felt a tremendous amount of responsibility towards them.  This all came to an abrupt halt in August 1985 when I retired.  Suddenly I was without this massive support system.  I was fortunate to foresee this coming and that is why I began working on attaining my real estate license while still in my 30s.

Then came a 33 plus year real estate career.  The first 7 years I was involved in listing and selling real estate.  Everyday someone was counting on me to know what I was doing in order for them to either buy a piece of real estate or to sell a piece of real estate.  The challenges were great but I found them to be the most rewarding of all.  Aside from being part of a team that pulled a drowning sailor from the North Atlantic, sliding the keys to a new home across the closing table, especially to a first time home buyer, was the best experience of all. 

It was during this seven year period that I found a secondary niche – computers.  Real estate agents, new and experienced alike, knew nothing about computers in the mid 1980s and that is what immediately separated me from most of my fellow agents.  As a result, though for the first five years I was considered a “part time agent” (a dirty word in the real estate business), the broker saw that I understood computers and then began using me to train my fellow agents.  My limited success (part time) in sales, my previous personnel management training in the Coast Guard and my computer skills eventually led to becoming a Real Estate Broker in charge of a company of about 25 agents.  That led to being a Broker/Owner and eventually Managing and Brokering a company of 105 real estate agents.

So why am I telling you, a future retiree, all this information?  The reason is veru simple.  During all those years, a great many people relied on me to do my job at the highest level possible.  They wanted to know what I thought.  What I would do in a given situation.  How I would handle something.  How I would handle difficult customers.  How I would handle legal issues.  How I would help insure the agents and the company were profitable.

December 31, 2012 – that is the day IT ALL STOPPED!  Was I ready for it to end so abruptly?  I thought so.  Did I receive any training in my 67 plus years until that date?  No!  Did anyone take me aside and consult with me to let me know that I would soon enter a vacuum? No! As we all know, if YOU don’t fill a vacuum, something or someone else WILL fill it for you.  No one ever wants to lose control.  Yet on December 31, 2012 that is exactly what happened.  I now found myself in a vacuum.  Sure there was golf – but due to a back injury that did not last very long.  Sure I could read and I have.  As for travel, not so much.  Not easy to travel when you have a household pet; something to give serious consideration to if you plan to travel in your retired years.  You are now pretty much on a fixed income. There is only so much work you can do around the house.  In just one minute, I went from being goal driven, to being goalless.  Having a goal to fix a broken window is not something that will keep you afloat in all of your retired years. 

There is one more question that needs to be answered and it is more important than all the others:

NOW WHAT?  WHAT’S NEXT?

I hate to think what my retired years would look like had I not planned and arranged to at least have a steady income and health insurance for me and the family.  If you can’t answer all these questions, there is one more question:

ARE YOU READY TO WORK UNTIL YOU DIE

FOR THERE ARE NO OTHER ALTERNATIVES!

Keep this one thought in mind at all times…

IF IT IS TO BE, IT IS UP TO ME!